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Are you looking to buy a new home in Reston? MiKasa Realty, LLC can help.

Purchasing a home is a stressful event for a lot of people, but it's not that complicated with a bit of planning ahead of time. So you know exactly what to expect, I like to provide my buyers with an outline of the entire deal. Below are my nine steps to buying a home.

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Step 1 – Get ready to buy
Prior to starting your home search, there are plenty of things you need to do. You'll most likely want to form an outline of features you need, get a plan of what school districts and neighborhoods you'd like to live in, and begin planning your budget. Keeping your mortgage payment less than 30 percent of your monthly income is a good guideline to go by.

Step 2 – Talk to a real estate agent
That's where I can help. I'd be more than happy to schedule a time to get together with you and communicate with you about your real estate needs and get an idea of your future plans. We'll talk about everything from neighborhoods, schools in the Reston area, the mortgage and housing industries, to any other economic factors that may potentially affect your purchase today or in the future.

In addition, I'll help you start the loan process. MiKasa Realty, LLC partners with some of the best mortgage professionals in Reston, so you're in great hands. They'll help you decide which type of loan is best for you, as well as help you get approved.

Step 3 – Start house hunting
After we meet, I'll begin finding available homes on the market that are a great fit for you. I'll get a sneak peek of most of the homes and remove the bad ones, and then we'll schedule appointments to tour the houses whenever it's convenient for you.

When we tour the houses, I'll call attention to positive features, as well as negative ones. I'll even ask you what things you like and don't like. Most often, buyers revise their must-have list as we tour houses and some features become more important than others. If that's the case, I'll go back through the listings another time and narrow it down to the home you've been wishing for.

Step 4 – Get a grasp of the market
My awareness of the Reston home market is an essential asset in your house search. I'm acquainted with all the school districts and neighborhoods, and I will alert you to what neighborhoods are "hot" and call for prompt action and some that are "cold" and allow for careful analysis.

When we tour homes, I'll be sure to tell you when the asking price has room for negotiation and when I believe the house is "priced to sell." Trust your instincts and be sure to ask a lot of questions, as every real estate agent will claim to know the housing market. If it appears they don't know everything, contact me at 703-437-6532 or e-mail me at alba@mikasarealty.us, and I'd be happy to answer any questions you might have. My knowledge of the market will help you stay a step above the rest throughout the entire process.

Step 5 – Find the house you've been waiting for
We'll find your dream house in Reston, and when we do, I'll carefully develop your real estate purchase offer. The offer will be made with your needs in mind. Whenever necessary, I never forget to make contracts contingent upon items like acquiring financing and the results of the home inspection.

Let MiKasa Realty, LLC guide you through finding your dream home in Reston When submitting your offer, you'll probably want to submit "earnest money." This is a cash deposit made to the home seller to secure the offer to purchase the property and is often applied to the cost of closing. If the offer is accepted, we should close on the home within 30 to 60 days afterward. This allows necessary time for your mortgage financing.

Step 6 – Negotiate the deal
Unfortunately most deals aren't closed on the initial offer – it's pretty common to receive a counter offer. Don't let this intimidate you. We'll talk over whether or not to accept the counter offer, present our own counter offer, or decline the seller's offer and go on.

Market circumstances determine how aggressively we negotiate the contract. We'll also work within your financing budget. And when it's all said and done, we'll formulate a contract that works well for you.

Step 7 – Get financing
Once we sign the final sales contract, you'll begin working with your lender to close the loan. If you've been pre-qualified, it shouldn't take long at all, but you'll need to stay in close contact with your mortgage lender. And I'll look after all the property information your mortgage lender will need to close the loan.

Step 8 – Close the deal
You'll get a Good Faith Estimate (GFE) of closing costs from your mortgage lender within three days of accepting your loan application. The estimate is formed from the loan amount. RESPA requirements require that it has to involve all closing costs and fall within a close range of accuracy, and I'll go over the estimate and let you know if it all looks adequate.

Then we'll close on your home. This will most likely take place at a title company or escrow office and will probably be a smooth and relaxing event.

Step 9 – Move in
Congratulations! It's time to move into your new home. Enjoy it. And if you need anything or have any questions, make sure you call me at 703-437-6532 or send me an e-mail.